EXPERT FINANCIAL INSIGHTS

Financial Blogs

Stay informed with the latest trends in personal finance, investment strategies, and retirement planning.

AllEquity InvestingFinancial PlanningFixed Income InvestingPassive InvestingRetirement Planning
Equity Investing
Oct 17, 2026•6 min read

Restricted Stock Units (RSUs): How They Work, Vest, and Are Taxed in India

Received RSUs in your compensation? Understand how vesting schedules work, the dilemma of holding vs. selling, and the two-stage Indian tax rules for STCG and LTCG.

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ProFinPlanner Team
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Financial Planning
Oct 10, 2026•3 min read

Optimal Equity Allocation in Your Portfolio

Is 100 minus age the right equity allocation? Compare popular rules, the goal-based bucket approach, and Morgan Housel's view on staying invested.

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ProFinPlanner Team
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Financial Planning
Oct 3, 2026•4 min read

Asset Classes in India

PPF, Index Funds, FDs, SGBs, or NPS? Before picking financial products, understand Indian asset classes, how they are taxed, and which carry a sovereign guarantee.

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ProFinPlanner Team
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Retirement Planning
Sep 26, 2026•5 min read

One of the Best Investment Schemes for Your 20s

In your 20s, discover why NPS—with up to 75% equity, employer tax deductions (Sec 80CCD), and 15-year exit rules—is quietly one of the best wealth engines.

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ProFinPlanner Team
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Passive Investing
Sep 19, 2026•5 min read

Active vs. Passive Funds: Why We Focus on What You Can Control

Chasing star active fund managers is an uphill battle. Here is why ProFinPlanner focuses on passive index funds—and the 5 core metrics that actually matter.

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ProFinPlanner Team
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Fixed Income Investing
Sep 12, 2026•5 min read

Fixed Maturity Debt Mutual Funds: The Smarter Way to Lock-In Predictable Yields

Planning for a goal 5 years away? Fixed deposits quietly drain wealth through annual taxes. Learn how Fixed Maturity Debt Funds offer a tax-deferred alternative.

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ProFinPlanner Team
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Financial Planning
Sep 5, 2026•4 min read

What I Wish Someone Had Told Me Before I Got My First Salary

I celebrated with gifts, a new phone, and meals. What I regret is saving none of it. Here is the framework for celebrating and investing your first salary responsibly.

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ProFinPlanner Team
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Financial Planning
Aug 29, 2026•5 min read

Nobody Talks About the Salary You Won't Earn

An emergency fund isn't just for medical crises or layoffs. It buys you the freedom to pursue career breaks, higher studies, and life transitions.

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ProFinPlanner Team
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