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Home Loan Calculator

Plan your home loan with EMI and eligibility calculations

Home Loan Details
₹5 Lakh₹5 Cr
10%50%

Down Payment: ₹10,00,000 | Loan Amount: ₹40,00,000

6%15%
5 years30 years

Monthly EMI

₹34,713

Payment Breakdown

Principal

₹40,00,000

Total Interest

₹43,31,103

Loan Summary
Property Value₹50,00,000
Down Payment (20%)₹10,00,000
Loan Amount₹40,00,000
Interest Rate8.5% p.a.
Loan Tenure20 years (240 months)
Monthly EMI₹34,713
Total Interest Payable₹43,31,103
Total Amount Payable₹83,31,103

Tax Benefits: Claim deductions under Section 80C (up to ₹1.5 Lakh on principal) and Section 24(b) (up to ₹2 Lakh on interest for self-occupied property).