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EPF Calculator
Estimate your Employee Provident Fund corpus at retirement
EPF Details
₹15,000₹5,00,000
Current EPF rate: 8.15% (FY 2023-24)
Estimated EPF Corpus at Retirement
₹3,11,81,763
in 35 years
Corpus Breakdown
Total Contributions
₹84,91,915
Interest Earned
₹2,26,89,848
EPF Summary
Current Basic Salary₹50,000/month
Years to Retirement35 years
Your Contribution (12%)₹65,03,062
Employer's EPF (3.67%)₹19,88,853
Interest Rate8.15% p.a.
Effective Return (XIRR)8.15%
Interest Earned₹2,26,89,848
Total EPF Corpus₹3,11,81,763
Note: Employer contributes 12% of basic salary, but only 3.67% goes to EPF. The remaining 8.33% goes to Employee Pension Scheme (EPS). EPF interest is tax-free if withdrawn after 5 years of continuous service.