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Credit Card Payoff Calculator

Plan your credit card debt repayment strategy

Credit Card Details
₹1,000₹10,00,000
12%48%

Most credit cards charge 36-42% p.a.

Time to Payoff

1y 1m

Payment Breakdown

Principal

₹50,000

Total Interest

₹10,338

Payoff Summary
Outstanding Balance₹50,000
Interest Rate36% p.a.
Monthly Payment₹5,000
Time to Payoff13 months
Total Interest Paid₹10,338
Total Amount Paid₹60,338

Tip: Increasing your monthly payment even slightly can significantly reduce your payoff time and total interest paid. Try adjusting the slider to see the impact!